Can't work
after an accident?Get paid up to
£2,250 a month.
Accident and sickness cover with no upfront medical checks. Claims paid within 14 days.
Let's get you covered
Two quick questions, then your personalised quote
Quick eligibility check
Two questions — takes 10 seconds
Do you work at least 16 hours per week?
Have you been registered with a UK GP for 2+ years?
Questions? Call PFS on 01872 211210 — real people in Truro.
What you're covered for
Simple, affordable protection for life's unexpected moments
£2,250/mo
Income protection for up to 3 months
£3,000/yr
Fracture and break cover
£85,000
Accidental death lump sum
24/7
Virtual GP and dentist access
£1,000
Rehabilitation benefit
£2,500
Natural death benefit*
*Natural death benefit payable after a 2-year qualifying period. Benefits shown are Gold tier maximums.
Three plans, one simple price
Same price whatever your age (18–60) or occupation. No hidden costs.
Gold
£24/mo
just 80p a day
- Up to £2,250/mo income
- £3,000 fracture cover
- £85k accidental death
Add sickness cover from £8/mo · Spouse from £7/mo · Children £2/mo each. Benefits are “up to” Gold tier maximums.
96%+of claims paid out
Proper cover with proper payouts. When you claim, you get paid — on average within 14 days of approval. No hoops, no drama.
Real people, real stories
Friendly Shield has already helped thousands of working people across the UK
Tom
Electrician · Gold — age 34
£4,500 paid out
“Broke his wrist on site. Received 3 months income + fracture payout within 14 days.”
Sarah
Hairdresser · Silver — age 28
£3,000 paid out
“Knee injury meant 2 months off work. Income protection covered her rent and bills.”
Dave
Delivery driver · Bronze — age 41
£1,500 paid out
“Back injury from lifting. Received income benefit within 2 weeks of his claim.”
Lisa
Care worker · Gold — age 37
£7,750 paid out
“Fractured ankle and 3 months recovery. Income, fracture and rehab benefit all paid.”
Case studies are illustrative examples based on typical claims. Individual circumstances may vary.
No medicals.
No long forms.
No hassle.
Join thousands of working people across the UK already protected by Friendly Shield — for less than a first-class stamp a day.
Get your quote now →
by 2,000+ policyholders
Built for people
who actually work
If you're self-employed, a gig worker, or don't get employer sick pay, one accident could mean zero income. Friendly Shield pays you within 14 days — no medical forms, no hassle.
of self-employed workers have no income protection
Statutory Sick Pay doesn't apply to the self-employed. Friendly Shield bridges that gap.
Got questions? We've got answers.
The honest answers to what people actually ask us.
When will I get paid if I claim?
Am I eligible if I'm self-employed?
How long does income protection pay out for?
Is there a waiting period before I can claim?
Can I cancel whenever I want?
Are you legit? Who actually pays the claims?
Still have questions? Call us on 01872 211210 or drop us an email.