Can't work
after an accident?Get paid up to
£2,250 a month.
Accident and sickness cover with no upfront medical checks. Claims paid within 14 days.
Let's get you covered
Two quick questions, then your personalised quote
Quick eligibility check
Two questions — takes 10 seconds
Do you work at least 16 hours per week?
Have you been registered with a UK GP for 2+ years?
Questions? Call PFS on 01872 211210 — real people in Truro.
What you're covered for
One slip off a ladder, one fall, one bad break — and the bills keep coming. Friendly Shield steps in with proper income protection plus a stack of extras.
£2,250/mo
Income protection for up to 3 months
£3,000/yr
Fracture and break cover
£85,000
Accidental death lump sum
24/7
Virtual GP and dentist access
£1,000
Rehabilitation benefit
£2,500
Natural death benefit*
*Natural death benefit payable after a 2-year qualifying period. Benefits shown are Gold tier maximums.
Three plans, one simple price
Same price whatever your age (18–60) or occupation. No hidden costs.
Gold
£24/mo
just 80p a day
- Up to £2,250/mo income
- £3,000 fracture cover
- £85k accidental death
Add sickness cover from £8/mo · Spouse from £7/mo · Children £2/mo each. Benefits are “up to” Gold tier maximums.
96%+of claims paid out
Proper cover with proper payouts. When you claim, you get paid — on average within 14 days of approval. No hoops, no drama.
Real people, real stories
Friendly Shield has already helped thousands of working people across the UK
£6,750 paid out
Mark
Painter & Decorator · Gold — age 38 · 3 months out
“Fell off a ladder, broke his leg. Friendly Shield covered the mortgage, the food shop and the kids’ school costs while he was off the tools.”
£6,750 paid out
Emma
Hairdresser · Gold — age 27 · salon closed 9 weeks
“Fractured her arm — couldn’t hold a pair of scissors. Income protection paid the rent and council tax until she was back behind the chair.”
£4,500 paid out
Sam
Taxi driver · Silver — age 35 · 2 months off the road
“Broken arm meant he couldn’t drive. London bills don’t stop — Friendly Shield paid out within 14 days and kept everything moving.”
£4,500 paid out
Anna
Barista · Silver — age 24 · shop closed 6 weeks
“Sling on her arm meant the coffee van shut for 6 weeks. Friendly Shield covered rent and electric through every week of recovery.”
Case studies are illustrative examples based on typical claims. Individual circumstances may vary.
No medicals.
No long forms.
No hassle.
Join thousands of working people across the UK already protected by Friendly Shield — for less than a first-class stamp a day.
Get your quote now →
by 2,000+ policyholders
Built for people
who actually work
If you're self-employed, a gig worker, or don't get employer sick pay, one accident could mean zero income. Friendly Shield pays you within 14 days — no medical forms, no hassle.
of self-employed workers have no income protection
Statutory Sick Pay doesn't apply to the self-employed. Friendly Shield bridges that gap.
Got questions? We've got answers.
The honest answers to what people actually ask us.
When will I get paid if I claim?
Am I eligible if I'm self-employed?
How long does income protection pay out for?
Is there a waiting period before I can claim?
Can I cancel whenever I want?
Are you legit? Who actually pays the claims?
Still have questions? Call us on 01872 211210 or drop us an email.